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Kelowna's Pawn Shop Since 1995

Kelowna’s Pawn Shop – Money When You Need It

Pawn loans are a fast, simple and confidential way to borrow money.  You get the cash you need without selling your assets.  Your items (jewelry, laptops, guitars, etc.) secure the loan.  This means there are no credit checks, job requirements or other complications.  Pawns help you bridge short term cash-flow problems without the embarrassment of asking friends or family for help.  We have more certifications and industry memberships than any other pawn shop in Kelowna.  We are proud to be Kelowna’s ONLY BBB A+ rated pawn shop.

This 90 second video explains how a pawn loan works.  It also outlines the advantages of picking Premier as your pawn shop.    

Client Referrals and Testimonials

Our best advocates are happy clients.  Our pawn loan service is confidential but here are some public reviews from people we’ve helped.  We discretely help thousands of clients a year including lawyers, doctors and business owners.  Come see what we can do for you today!





What kind of items do we accept?

We accept many item for pawn including:

  • gold and diamond jewelry (any condition)
  • Luxury watches such as Rolex, Breitling, Omega and Tudor
  • Designer fashion/ purses from Louis Vuitton, Gucci, etc.
  • Laptops, iPads, and tablets
  • Cellphones, Digital cameras, and other current style electronics
  • TV’s, soundbars, Sonos speakers, bluetooth speakers
  • Acoustic and electric guitars, amps and other musical instruments

 To get the best value bring in newer, quality items in good condition. Please remember any accessories such as appraisals, remotes, cables, chargers, software, boxes, etc.

All serial numbers and identifying decals must be present and unaltered. We reserve the right to limit or refuse items at our discretion

Pawn Loan Calculator

Pawn shop loan comparison

Understanding costs is an important part of making an educated borrowing decision. Our pawn calculator will show you how much it would cost to borrow from Premier. I t will also compare against a similar payday loan transaction and typical pawn shop.  Make sure to check the borrowing rate of any pawnshop you use.  Don’t be fooled by phrases like ‘Rates As Low As‘ – make them give you a solid number BEFORE you borrow.  

Premier’s Pawn Loan Calculator

1 Choose Your Term
2 Choose Your Amount

Loan Amount $0.00
Fees $0.00
Total to Repay $0.00

  • Pawn Loans available to anyone with valid government photo ID at least 19 years of age.
  • Loans offered between $10 and $50,000 based upon acceptable collateral, no credit check required.
  • Terms are for 31 or 62 days based on your choice. You can repay the loan at any time without penalty.
  • The minimum term is one day, the maximum is 2 months (62 days) based on your choice.
  • You can purchase additional time by paying the outstanding fees – ask for details.
  • Fees include all interest, insurance, storage and administration costs.
  • FREE INSURANCE: All pawns are insured – ask staff for details.
  • FREE TEXT REMINDERS – enroll today!  Ask staff for details.
  • PRODUCT PROTECTION: We hold your items for 14 days past the due date to protect you.



Kelowna's Pawn Shop - Premier Pawn BBB Site National Pawn Association Logo Jewelers of America Logo


APR Disclosure: Pawn loans include a interest component at 5% monthly (60%) APR and a sliding cost of storage and handling depending on the item and amount borrowed.  For example, a $1000 pawn for 31 days would cost $100 ($50 interest, $50 storage/handling).  Use the loan calculator shown above to determine the costs for the amount you wish to borrow.  Pawn loans are not intended for long term financing but rather to assist with short-term financial hardships.