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Don’t Delay – Layaway today!


 

PJL-Layaway-Program

Our Layaway Plan Protects The Items You Love!

If you found the perfect ring, guitar or laptop but can’t buy it right now: put it on LAYAWAY.  Not only is it a smart way to make higher value purchases it also prevents anyone else from buying it. As you know every item we have is unique so once someone buys it – it’s gone!

Whether it’s a $100 gaming console or a $5,000 diamond we offer the industry’s best layaway plan.  Credit history doesn’t matter because the purchase stays in our secure storage until it’s paid off.  This means ANYONE can qualify.  Here’s how it works:  

  1. A 10% deposit holds your item.
  2. Pay 10% per month (or more if you wish)
  3. Own it in 10 months (or sooner if you made larger payments)

There are NO hidden fees and NO interest charges.   Just to keep the lawyers happy here are the terms and conditions:

  • Due to a fluctuating precious metals market we are not able to offer layaway on gold/silver bullion products or coins.
  • Since layaways are held for up to 10 months there are no cash refunds.
  • If you wish to cancel the layaway there is a 20% restocking fee (based on the sale price) and any balance is returned as store credit.
  • If you miss 2 payments the layaway is forfeit.  A 20% restock fee is assessed and any balance is moved to store credit.